The Backdoor Roth IRA: How I Legally Funded a Roth Even Though I Earn Too Much
If you earn above the Roth income limits, you're not locked out. The exact 4-step Backdoor Roth I ran inside Fidelity this year — plus the pro-rata landmine.
Read More →I'm Manish. I break down personal finance, investing, and budgeting — debt, taxes, mortgages, retirement — with the math, not the hype. One short email a week.
Deep Breakdowns
On the moves that matter
100% Free, Forever
No paid courses, no upsells
Real Math, Not Gurus
The calculation behind every post
If you earn above the Roth income limits, you're not locked out. The exact 4-step Backdoor Roth I ran inside Fidelity this year — plus the pro-rata landmine.
Read More →Berkshire's record cash pile and the all-time-high Buffett Indicator have headlines screaming crash. Here's the nuance — and the 750% number every investor should know.
Read More →I ran one apples-to-apples quote and cut my auto + home insurance from ~$3,100 to $2,141 a year — same coverage, same deductibles. Here's the exact playbook.
Read More →Money math — no hype, no spam, no upsells.
Detailed posts on debt, taxes, mortgages, investing, and retirement — math, not headlines.
Every post shows the calculation, so you can plug in your own situation — not trust ours.
The boring, consistent moves that compound — delivered weekly. No spam, no upsells.
Short videos breaking down personal finance, investing, and budgeting